If certified mail is showing up from a law firm and you have seen your address printed in the legal notices, here is the single most useful thing to know:

In Michigan, the sheriff’s sale is not the end.

You keep the right to sell your house right up to the last day of your redemption period. In many cases that means you can still sell it well after the sale date has already passed.

Most people do not know this. It costs them the house and whatever equity was left in it.

First, please read this

We buy houses. We are not a foreclosure rescue service.

That means we do not charge you anything, we do not contact your lender for you, and we cannot promise to stop a foreclosure. Anyone who promises you that — especially anyone asking for money up front — is someone to walk away from.

There is free help available to you right now. Dial 211 or go to mi211.org and ask for a HUD-approved housing counselor. It costs nothing. Macomb requires a counseling session with MSU Extension as a condition of approving a hardship application. That counseling is free — 586-469-6430.

Keep talking to your lender, and talk to an attorney if you can.

Selling is one option. It is not the only one, and it is not right for everyone. We would rather tell you that up front than waste your time.

Our Core Values are: Faith | Commitment | Selfless Service | Integrity | Respect | Growth | Teamwork

What Michigan Cash Offer Customers Say About Us

You’re choosing a dedicated partner committed to making your home-selling journey seamless

Cindy – Fire Damaged Property

Ron – Major Foundation Repairs Needed

Dickson and Jonah – Eviction & Sold AS-IS

Scott – Stripped-down House

Jim – Out of state owner- House Sold AS-IS

David & Connie – Mortgage higher than house value

Lee – Eviction For Tenants

Kimberly & Germany – Purchased Multiple Properties Fast & AS IS for Cash

How Do I Sell My House Fast Wayne County MI?

Sell Your House Fast In 3 Simple Steps

Step 1

Contact Us

Fill out the form and we will get your cash offer started.

Step 2

Get Your Cash Offer

We make you an AS-IS cash offer with no obligations.

Step 3

Get Your Cash!

You pick the closing date and get cash for your home!

We Buy Houses Wayne County MI
“Sell My House Fast For Cash!”

Want to Sell Your House For Cash In Wayne County MI? We Buy Houses As-Is 100% FREE! Learn About Our Cash Home Buying Process!

How foreclosure actually works in Michigan

Michigan handles most foreclosures without a courtroom. It is called foreclosure by advertisement, and it goes like this:

Your lender cannot start until you are more than 120 days behind. That is a federal rule and it applies everywhere.

Then comes the notice. A notice runs in a local newspaper once a week for four weeks in a row. A copy also gets posted on the house itself within 15 days of that first newspaper ad.

Then the sale. It is a public auction held at the county circuit court.

One thing almost nobody gets told: your lender is not legally required to mail you anything. Most of them do. But if no letter has arrived, do not assume nothing is happening.

The redemption period is where your options are

After the auction, you still hold something called the right of redemption. During that window you still have possession of the house — and you still have the right to sell it. Michigan’s Supreme Court settled that question back in 1998.

How long you get depends on how much of your original loan you still owe:

If you still owe more than two-thirds of the original loan — you get 6 months.

If you owe two-thirds or less — you get 1 year.

If the property is declared abandoned — as little as 30 days.

Here is the part that catches people out. Most homeowners assume they have a year. But if you are still relatively early in your mortgage, you owe most of it, which puts you in the six-month bucket. Plan around six months, not twelve.

One real advantage of being in Macomb County

Michigan law requires the Register of Deeds to calculate your exact redemption payoff if you ask for it — and caps what they can charge at $50.

That rule only applies to counties with more than 750,000 and fewer than 1,500,000 people. Macomb County, at 879,853, is inside that range. Wayne County, at more than 1.7 million, is not — homeowners there have to get the figure from the foreclosing attorney instead.

So use it. Ask the Register of Deeds in writing, and you will know exactly what it takes to redeem.

Two things that can end your time early

Whoever bought the house at auction can ask to inspect inside with 72 hours’ notice. If you refuse entry, or the property gets damaged, they can go to court — and a judgment for possession ends your redemption period on the spot.

Separately, if the property gets posted and mailed as abandoned, your redemption can drop to 30 days. You have 15 days to send written notice that the house is not abandoned. Do not let that one slide.

We Buy Houses Wayne County In All Situations

Here are a few situations we have helped homeowners in:

If you answered “YES!” to one or more of these questions, DON’T PANIC…we can help you.

Three things you will read elsewhere that are wrong

“You’ll get surplus money from the sale.” Usually not. Michigan law does provide for surplus, but lenders normally bid the full amount they are owed, which leaves nothing over. Do not plan around it. Surplus money is a real thing in property tax foreclosure, which is a different process entirely.

“You have a right to a 90-day meeting with your lender.” That law was repealed in June 2013. Any website still describing a 90-day conference or a 38% debt-to-income modification target is running content that is more than a decade old.

“Apply to MIHAF for help.” The Michigan Homeowner Assistance Fund stopped taking applications on December 8, 2023. It is closed.

Is selling the right move?

Honestly, sometimes it is not.

If you have real equity and some time, listing the house normally will probably net you more money. If you can catch up on the payments, or qualify for a modification, you keep your home — which is usually the better outcome.

Selling to a cash buyer makes sense when the clock is short, the house needs work you cannot afford, and the realistic alternative is losing both the property and the equity in it.

Talk to that free counselor first. Then, if selling is where you land, we are here.

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We Buy Houses For Cash In Wayne County

Sell Without Agents

Before you sign a listing agreement with an agent on the MLS, check out what a cash offer looks like. Open houses, inspections, and contingencies can be a hassle. We can buy your property today—no haggling, no fees.

Sell Without Repairs

Skip the months spent on repairs and the hassle of unreliable contractors. We don’t ask you to make any repairs. We buy your house as-is, no matter its condition, and take care of repairs ourselves after the sale.

Sell Without Uncertainties

Selling your house can come with fees for appraisals, inspections, title companies, and more, which can reduce your profits. By selling your unwanted house to us, you can avoid these costs and keep more money in your pocket.

Hassle-Free Way To Sell Your House In Wayne County

Our cash home buying company stands out from the rest. We won’t make you a lowball offer or put you through stressful negotiations. When we buy houses, we provide fair offers right away, so you can decide if our service is right for you.

What can you expect when you sell your house in Wayne County, Michigan, to us?

No Commissions Or Fees

Our three-step cash-for-homes process eliminates the hassle and stress of selling your house. Simply fill out the form to get your cash offer started. No obligation at all. We’re helpers, not hagglers.

Fast Property Sale

We buy houses for cash, so waiting on financing is not an issue. Our cash-for-houses process allows us to close on your timeline; whether in 7 days or six months.

Competitive Offers

Already got an offer from a “we buy houses” company? Let us know, and we’ll beat it. We’ll make time to explain our offer and why it works for both sides. We will not waste your time or lowball you.

Sell In As-Is Condition

We buy houses as-is. That means “any condition.” Whether the house is pristine or in disrepair, we are interested in buying your house for cash today.

No Expensive Repairs

You really can sell your house as-is, even with hurricane damage or a leaking roof. Avoid the expenses and delays of remodeling and get an offer you can count on.

No Need to Clean

We are happy to buy your house for cash and deal with repairs ourselves. We’ll make it our responsibility to fix everything from leaking roofs to holes in walls.

Sell Your House In Wayne County Without An Agent

You can sell your house in Wayne County without needing a real estate agent. We are not Realtors or brokers looking for listings; we are cash home buyers in Wayne County. Skip the entire listing process and sell your home to us! If you’ve tried to sell your home on your own (FSBO) but faced challenges, or if you’ve contacted local agents or received marketing offers from buyer’s agents, you know that the traditional selling process can sometimes be difficult.

Still wondering, “How do I sell my house fast in Wayne County?” Here’s how selling fast for cash to investor home buyers like Michigan Cash Offer differs from the traditional route using a public Multiple Listing Service: